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Life

Group Term Life Insurance is often referred to as "burial insurance". Today, many employers offer from $15,000 to $50,000 of basic group term coverage for each benefits eligible employee. Since most families need more coverage (six to seven times the primary bread winner's salary) we often arrange individual and/or group supplemental coverage on a guaranteed issue arrangement where possible. The supplemental coverage can also offer the opportunity to cover the spouse and children for appropriate amounts.
 
Proliance Guiding Principles
Leadership: “The essential quality for leadership is not perfection, but credibility.”
Provide “Choice”
Full disclosure in advance—”know the deal”
Voluntary alliance participation (provider and distributor)
Success-sharing revenue formula with provider
Active oversight of providers and distributors (due diligence after-the-fact)
Consistent and predictable delivery
Constantly seek improvement
Assess opportunities objectively and without prejudice
 
       
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